These Terms and Conditions govern your use of businessloanscompanies.com and every page, tool and calculator on it. Please read them carefully. They explain what the site does, what it does not do and the responsibilities that come with using it.
1. Accepting these terms
By visiting or using Business Loans Companies, you agree to these Terms and Conditions and to our Privacy Policy and Cookie Policy. If you do not agree, please do not use the site. You must be at least 18 years old and able to enter into a binding agreement to use it.
2. What this site is, and is not
Business Loans Companies is an independent publisher of information about business lending, commercial lending and alternative financing in the United States. We research and compare loan types and the companies that offer them so that business owners can make better informed decisions.
We are not a lender. We do not lend money, accept or process loan applications, perform credit checks, make credit decisions or arrange loans. We are not a broker, agent or representative of any lender, and nothing on this site is an offer of credit or a commitment to lend.
Any application you make is made directly to a third party lender, on that lender’s terms. The lender alone decides whether to approve you and sets the rate, fees, repayment terms and amount.
3. No financial, legal or tax advice
Everything on this site, including rankings, comparisons, the Funding Match tool and payment estimates, is general information for educational purposes. It does not take your full circumstances into account and is not financial, investment, legal, tax or accounting advice. Before borrowing, consider speaking with a qualified professional who can review your business’s finances.
Results from our tools are estimates based on the information you enter and on typical market ranges. They are not quotes, and the offer you receive from a lender may be different.
4. Accuracy of information
We work hard to keep our content accurate and up to date, and we cite sources such as the Federal Reserve and the U.S. Small Business Administration where we use their data. However, lending products, rates, fees, program limits and eligibility rules change frequently. We cannot guarantee that every detail is complete, current or error free at the moment you read it. Always confirm the terms directly with the lender before you sign any agreement.
5. Lenders and third party websites
The site contains links to lenders, financing companies and other websites that we do not own or control. We are not responsible for their content, products, services, privacy practices, decisions or conduct. Your dealings with any third party, including any loan agreement, are solely between you and that company. Read each company’s own terms and privacy policy before sharing information or applying.
6. How we are compensated
Some companies featured on the site pay us when readers visit them, submit an inquiry or obtain funding. This compensation helps keep the site free, but it does not determine our rankings or recommendations. Our Advertising Disclosure explains this in full.
7. Using the site properly
You may use the site for your own personal or internal business purposes. You agree not to:
- copy, scrape, republish or sell our content, rankings or data without written permission;
- use bots, scripts or other automated means to access the site, inflate traffic or generate false clicks on referral links;
- interfere with the security or operation of the site, or try to access areas that are not meant to be public;
- use the site for anything unlawful, misleading or fraudulent, including impersonating another person or business;
- upload or send anything that contains viruses or other harmful code.
We may suspend or block access for anyone who breaks these rules.
8. Our content and trademarks
The text, graphics, design, logos, tools and code on this site belong to Business Loans Companies or are used with permission, and are protected by copyright and trademark laws. You may share links to our pages and quote short passages with clear credit and a link back to the original page. Lender names and logos belong to their respective owners and are used only to identify those companies.
9. Feedback you send us
If you send us comments, corrections or suggestions, you allow us to use them to improve the site without any obligation to you. Please do not send confidential information or personal financial records.
10. Disclaimer of warranties
The site and all content, tools and information on it are provided “as is” and “as available”. To the fullest extent the law allows, we make no warranties of any kind, whether express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose and non infringement. We do not promise that the site will always be available, uninterrupted or free of errors.
11. Limitation of liability
To the fullest extent the law allows, Business Loans Companies and its owners, employees and partners will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data or business opportunities, arising from your use of the site or from any decision you make based on its content, including any loan you take or are refused. Our total liability for any claim relating to the site will not exceed one hundred U.S. dollars ($100). Some states do not allow certain limitations, so parts of this section may not apply to you.
12. Indemnity
You agree to defend and hold harmless Business Loans Companies and its owners, employees and partners from any claims, losses and expenses, including reasonable legal fees, that arise from your misuse of the site or your breach of these terms.
13. Governing law and disputes
These terms are governed by the laws of the United States and of the state in which Business Loans Companies is established, without regard to conflict of law rules, unless the law where you live requires otherwise. Before filing any claim, please contact us so we can try to resolve the issue informally.
14. General terms
If any part of these terms is found to be unenforceable, the rest will remain in effect. Our failure to enforce a provision is not a waiver of our right to do so later. These terms, together with the policies linked above, are the entire agreement between you and us about the use of this site.
15. Changes to these terms
We may update these terms from time to time. The date at the top of this page shows when they last changed. Continuing to use the site after an update means you accept the revised terms.