Business Loans Companies is free to use. This page explains, as plainly as we can, how the site earns money and how we keep that money from shaping what we tell you.

How we are paid

Some of the lenders, financing companies and partner networks featured on this site pay us a fee. We may be paid when you click a link to one of these companies, when you submit an inquiry or application on its website, or when funding is approved. The amount and the trigger for payment vary from one partner to another.

Links that can earn us a fee are marked with the standard sponsored attribute in our code, and the buttons that send you to a lender, such as “Visit” buttons, are typically referral links.

What payment does not buy

Compensation from a partner never decides:

where a company appears in our comparisons or lists;
the scores, strengths or drawbacks we describe;
which company we name as our featured or top ranked pick;
whether a product is described as a good or poor fit for a given business.

Those decisions come from our own research method, which looks at four things: how clearly a company shows its total cost, how quickly it really funds, how flexible its terms are and which businesses it actually approves. A company that pays us can rank below one that does not.

We are not a lender

Business Loans Companies is an independent comparison publisher. We do not lend money, accept or review applications, make credit decisions, or act as a broker or agent for any lender. Rates, terms, fees and approval decisions are set only by the third party lender you choose. Always read the lender’s full terms before you sign anything.

What we cover

We focus on a selected group of business lenders and alternative financing companies. We do not cover every lender or every product available in the market, and the companies we list can change. A listing on this site is not an endorsement and is not an offer of credit.

Keeping information current

Lending products change often. We review our content regularly and note when pages are updated, but rates, limits and requirements can change before we do. If you spot something out of date, please tell us through our contact page and we will look into it.